At Fidelity Home Group, we are Florida FHA Loan Experts! We offer more options, more transparency and a simpler way to find the right VA loan program for your unique situation.

FHA stands for Federal Housing Administration, the Federal Housing Administration provides insurance on mortgages made by approved lenders. Because the FHA insures the loans, lenders are often able to offer more relaxed qualification criteria, making it easier for people with lower credit scores or those who have gone through financial hardship to obtain a mortgage.

The FHA loan program was created to help make homeownership more accessible to a wider range of individuals, and it has been a popular option for many years. However, it’s important to note that FHA loans have certain requirements, such as a minimum down payment, maximum loan limits, and mortgage insurance premiums that must be paid over the life of the loan. Before you decide to apply for an FHA loan, it’s a good idea to research and compare your options, and speak with one of our FHA Mortgage Experts to see if an FHA loan is right for you.